charmed life♥

This is one of the food requests of my nephew Lance,  he loves bread like me.  Last Saturday I don't have work so I decided to make his favorite - French Toast.  We both love French Baker's French toast so this is my version of it. Ingredients: 8 slices of Gardenia White Bread (any bread of white bread can do) 2 eggs, beaten 3/4 cups evaporated milk 1 tsp sugar 1/4 tsp vanilla extract  2 tbsp butter 2 tbsp cooking oil Cinnamon (optional) Light/Pancake syrup (optional)  Beat the eggs then add the milk, vanilla extract and sugar (you can add 1/4 tsp cinnamon powder).  Mix until the ingredients are incorporated. Pour some wet mixture on a plate and dip both sides of the white bread.  Make sure that both sides are coated evenly. Cook coated bread slices on cooking oil and butter on a non-stick frying pan on medium heat until brown. Tada! Now you have a French Toast!(*wink) Served it as is or you may top with light pancake syrup.  Best served with Schu...

Hi again! I know it's been a while... I really tried my best to make sure to upload a content every week but unfortunately last week... was really heartbreaking for our family.  My Lola (grand mother) passed away, she was the sister of my Lola (my mom's mother).  Yes people.. Covid is real... that is why we have to follow the protocols to protect each other.  Anyway, what I want to share with all of you is my accordion money/receipts organizer.  When you are a follower of this blog you know that I am into organizing.  There is nothing fancy about this organizer but it was really a big help for me.  I use this to segregate my receipts and money.   The organizer has 10 separate compartments and comes with label inserts.  It's A6 size so it can fit in your bag, in my case I just place it in my office table drawer. For the receipts:  I segregate them to monitor my daily expenses, receipts for reimbursements, bills payment and etc.  For ...

source: Google.com Emergency fund - What is it?   It is a fund that is set up as a safety net for unexpected expenses, like major car or house repairs, emergency illness. Why do we need it?   Like what happened last year if we don't have savings or an emergency fund to cover the months that we are on lockdown.  Where can we get the money for our daily needs and to pay for our monthly bills?  2020 was really an eye opener for me and maybe for all of us.  I started setting up my emergency fund in 2019, it's not that big but it was a great help during the pandemic.   How to set up an Emergency Fund?   Determine or compute your actual expenses for the month : Expenses such as meals, gasoline, utilities and etc.  From there you will be able to estimate how much emergency fund you need to set up.   How much should I save?   You have to save at least have 6 months to 1 year worth to cover your living expenses.  In my case, I sta...