Pag ibig fund recently announced that the dividend for MP2 Savings for 2022 is 7.03%. Did you know how the earnings or dividends are computed? Honestly, I tried a couple of times finding out how, and I think this is the right time to share how I computed my yearly dividend. I made an Excel sheet formula computation: Computation for P1,000.00 contribution per month starting January 2020, with dividend rate of 6.12%. Year 1 Formula: Contribution for the month x Dividend factor x Dividend rate = Amount of Dividend month January : P1,000.00 x 1.00 (12/12) x 6.12% = P61.20 Feb...