It's the beginning of the year again... and it's almost one month down. Here is another way of saving money - The Invisible P50.00 challenge. Maybe you have heard about this before. I started doing this in 2018 and I find it fun and of course helpful. Part of this invisible challenge helped me during the pandemic. Last year 2022, I was able to save P16,200.00. Well I know it's kinda small but it's okay than nothing at all. I don't really put P50.00 per day on this Ipon Challenge (but you can do that too). What I do is if I get a crisp P50.00 I don't spend it and I just put it in my orange box even if I get P400.00 (in a day) I put them all there. I have this small wallet in my bag and every time I get a P50.00 bill (change) I place it there and transfer it to the box when I get home. I don't really pressure myself with this challenge, but if you do this P50.00 ipon every day you will get P18,250.00 (P50.00 x 365 days)...