charmed life♥

Yes, you all read it right... just like that my little boutique is 15.   My story: What started as a handmade headbands and accessories shop on Multiply (August 5, 2011) ... is now on it's Crystal Anniversary.  It took weeks before I was noticed and sold my first headband and it felt really good.  With P500.00 as my initial capital...  going to Divisoria to buy materials, making the headbands, bracelets and necklaces after work and during weekends... I put a lot of love and hard work to it.  I cannot imagine that I could reach this milestone.  It's not an easy journey... there are good and bad days... but I endured.  Especially now with the growth of online shops (who do live selling - which I can't do)  and inflation (played a vital role - "mahirap ang buhay"), I admit  my sales really went down... but I know I should not give up...  and be resilient... because I know tomorrow is another day...  Where I got my shop name? ...

Apple pay is the mobile payment service of Apple... and it has arrived here in the Philippines!  When I was in the US two years ago, they are already using it there.  I remember the first QR that was uploaded in my Apple wallet was my Shell Go+, now I can add my Debit/Credit card.  Now embracing this era as a Gen X. Haven't tried to use it yet but I have already set up and added my Credit Card.  FYI, at this moment not all banks can be added to Apple Pay... maybe soon more and more banks can be added.  I was able to add my China Bank Credit Card . This is how to set up on your iPhone : In your iPhone open the Wallet App . Tap the Plus icon (+) found on the upper right corner of the screen. Select Debit/Credit card and press/tap Continue . Manually or you may place your card near the back of your iPhone to scan it.  (In my case I chose to enter my details manually). Verification process: you may choose either via SMS or Email. - you will receive a one t...

Another Starbucks Bearista Cup coming soon in the Philippines ... The black cap + green apron that symbolizes a true Starbucks Barista .  I am not yet sure if this is a Philippine Exclusive , because I tried checking online if this was or will be released worldwide.  As of this writing I haven't found any.  Anyway, I am truly excited about this... a great addition to my collection. 😉

The Pink Bearista cup has landed on Starbucks Philippines !🩷  Starbucks Philippines uploaded this on their socials yesterday.  I am glad that they brought this here... I was not able to get the Bearista with green bonnet , so I got a dupe .  I woke up early so I will be able to drop by the stores, so I could get one.. I checked online at around 4am no postings on their official store. I visited two stores (on my way to work) - Sta. Lucia and Robinsons Mall, unfortunately it was not available in-store.  The Bartista told me that it's exclusively available online.  So I presumed that they released it at 12am (July 13, 2026).  Felt hopeless already...  (sigh) But at around 8am, Starbucks PH posted that it was already available on their Lazada Official Store .  I readily opened my blue selling app... and Whoala! I got mine! Price: P1,895.00  At last! I got my own original Pink Bearista Cup ... Can't wait to get my hands on you!♥ Yes, I wasn't...

Bag girlies!!  When Miu miu Beau bag was released last 2024, I totally fell in love with it..  The bag is so classic, it's still on demand and trending after two years after it's launch. (I am one who got so into that bag - *wink!).  This Spring/Summer 2026 expect new bowling bags (doctor's, east-west) are coming - with architectural arc, more structured and half moon handles. Mango Jacquard Bowling bag   P4,595.00 Mango Bowling bag buckle P3,295.00 Maise Carryall bag $448.00 Tory Burch Small Moto Quilt Bowler P24,500.00 Miu Miu Beau Bowling bag €1,965.00 Chloé Bowling bag embellished with charms €1,640.00

source: Google One the hardest financial milestone is making your first P100,000.00.  Slow progress on the early stages of saving but when you get used to it, you will realize that you should have started it years back.   It will be hard to start especially nowadays when the inflation is high, all the commodities are expensive as well as the utilities.  To achieve this you should be focus on the goal : increase your income, maintain regular savings rate.  (Save now, "Luho" later). source: Google Here are some start up tips: Start an Emergency Fund : I have already discussed this few years ago.  How to start or set it up.   Emergency Fund -What it is or how to set it up?  (click in the link). Pay off high-interest Debt :  Eliminate your debt, this includes your credit card debt.  It's okay to use a credit card, but make sure you pay it all up in full on it's due date so it  will not earn interest. Keep cost of living low :...