source: Google One the hardest financial milestone is making your first P100,000.00. Slow progress on the early stages of saving but when you get used to it, you will realize that you should have started it years back. It will be hard to start especially nowadays when the inflation is high, all the commodities are expensive as well as the utilities. To achieve this you should be focus on the goal : increase your income, maintain regular savings rate. (Save now, "Luho" later). source: Google Here are some start up tips: Start an Emergency Fund : I have already discussed this few years ago. How to start or set it up. Emergency Fund -What it is or how to set it up? (click in the link). Pay off high-interest Debt : Eliminate your debt, this includes your credit card debt. It's okay to use a credit card, but make sure you pay it all up in full on it's due date so it will not earn interest. Keep cost of living low :...
Another cute collaboration from Starbucks Philippines... Meet the Cinnamoroll x Starbucks collection. The new collection is composed of 8 drink wares and 2 merchs. It's available on all Starbucks stores. Don't be surprised when you go to the store and these cuties are not on display. You need to ask the Barista about it. Which I felt is a bit odd? Well, it's their rule.. we cannot do something about it. Stainless Steel Doina tumbler 16oz These cuties were dropped last June 2, 2026. If you ask me what are my favorites? As you all know I am really a Hello Kitty fan...Cinnamoroll is equally cute, but I made a promise that I will not buying any drink ware this year. I am contemplating to get the 16oz Stainless steel Doina tumbler with handle (P2,195.00) . Here are the other available drink wares and merchandise: Mook Stainless Water bottle 11oz P2,495.00 Zane Stainless Steel tumbler 12oz P1,595.00...