charmed life♥

source: Google (ctto) Debt or Utang have destroyed many relationships: family, relatives and even friends.  Who does not have "utang"?  Utang (Debt) is not a bad thing.  Don't get me wrong but there are two (2) kinds of debt : 1) Good debt and 2) Bad debt.  Good debt is money owed that can help build your wealth while the latter (Bad debt) refers to a debt that does not give you big financial outcomes.      Here are some of my tips to have a "Utang" free life: Live within your means - spend less on your lifestyle than the income you earn.  Buy only the things you need not your wants.  If you have extra money from your earnings after setting aside funds for savings, paying off your utilities and debts maybe you can give in to your wants. Honestly, when I was younger I experienced this but later on I have realized that I should save more for my future.  Like getting an upgrade for my 1 year old mobile phone because a new mobile phone ca...

This is a long overdue review.  Mr. Paws Ph is a Pet Grooming Salon and Hotel located in The Grove - Rockwell, Barangay Ugong Pasig city. I first learned about Mr. Paws in January 2021, through Moira dela Torre's Instagram: when I was looking for a grooming salon for Mochi's first haircut.  There are a lot of things I really considered in choosing a pet salon.  My sister had a bad experience with a pet salon near our place because her furbaby died due to a broken skull, and I don't want to experience the same.    Grooming by appointment - Since the Covid-19 cases that time was really high, I really opted to find one that is not crowded.  It's really a plus factor that they don't accept walk-ins.  You need to book an appointment for your furbaby's grooming.  You can book here:  Mr. Paws Ph - Online Booking . Cleanliness -  Aesthetically the salon was at par.  It's clean and they use organic and high quality cleaning products in the s...

When the vloggers in YouTube are waiting for their accounts be monetized.  I am so excited for next month because it's my first Adsense payout.  I started my blog in 2005 but in multiply, but when it closed down I shifted to blogspot in 2012.  I started my Adsense account in June 2020, so after two years I have reached the $100.00 payout threshold.  Kinda long (for a payout),  right?! But it's okay.  I am still grateful for it.  Because most of the creators are all in YouTube.  I am happy that there are still people who find it interesting to read blogs.  What is Google Adsense?  It provides the publishers or content creators to earn money from their online content.  Adsense automatically match your ads based on your contents. I am not yet ready to shift to Vlogging because honestly I am camera shy.  I would rather write and continue sharing things here in my blog at the moment.    Next time, I will share how I signed...