charmed life♥

Just renewed my driver's license two weeks ago.  Here are the things to you need to do,  before going to the LTO office:  Create a Land Transportation Management System account in the LTO Portal; click the link : https://portal.lto.gov.ph .  source: Google Take the CDE online exam to get a certificate - It's advisable to take the exam online.  The exam is 25 items and I really encourage you to watch the review questions on YouTube, it's a great help because there are questions regarding motorcycles which I am not familiar.   Go to your preferred LTO branch and bring all necessary documents - in my case I brought my License, Official Receipt and the printed CDE Certificate, but they did not actually asked for the copy of the certificate.  I just presented my Driver's license. Medical evaluation - No actual check up, they will just get your blood pressure and weight.  They just asked me if I am wearing eyeglasses when I drive.  Then they took my photo and attached it on t

It's the beginning of the year again... and it's almost one month down.  Here is another way of saving money - The Invisible P50.00 challenge.  Maybe you have heard about this before.  I started doing this in 2018 and I find it fun and of course helpful.  Part of this invisible challenge helped me during the pandemic.  Last year 2022, I was able to save P16,200.00.  Well I know it's kinda small but it's okay than nothing at all.  I don't really put P50.00 per day on  this Ipon Challenge (but you can do that too).  What I do is if I get a crisp P50.00 I don't spend it and I just put it in my orange box even if I get P400.00 (in a day) I put them all there.  I have this small wallet in my bag and every time I get a P50.00 bill (change) I place it there and transfer it to the box when I get home.  I don't really pressure myself with this challenge, but if you do this P50.00 ipon every day you will get P18,250.00 (P50.00 x 365 days)  at the end of the year.  So

Here is another make up review.  This time I will be reviewing a local brand make up owned by Anne Curtis the Blk Life-Proof Airy Matte  Serum foundation .  A little backstory:  I use the L'Oreal Infallible fresh wear Make up foundation, but I think they have already discontinued it because there are limited shades available online (and the shade that I am using was already out of stock for months already).    Ever since L'Oreal cosmetics pulled out their make up from physical stores like Watsons and SM stores and shifted to online selling platforms they have not replenished their stocks.   Sad, but I need to find a good alternative.  Yes, I use make up foundation with SPF because I am in front of the computer for more than 8 hours.  And using it really protects my skin from the skin damaging light from the computer screen. There are two (2) kinds serum foundations of Blk: Daydream and Airy-Matte.  It's really hard to choose, but the Beauty specialist from their kiosk in SM

I was born in 1972 but I am under the Year of the Boar / Pig, metal pig to be exact.  Yes I do believe in Feng Shui but I use them as guide.  I still work hard in order to achieve my goals and most especially I pray to God for guidance, blessings and protection through the intercession of Our Blessed Virgin Mary. Every year I buy feng shui charms, this year here are the cures and enhancers that the Year of the Boar: Emerald Pagoda with Om Ah Hum Amulet - t his is against the Five Yellow Affliction.  The Five Yellow brings misfortune that impacts many facets of one's life all at once.  It manifests as a loss of wealth, loss of one's source of income, loss of important relationships, loss of good health or even a life-changing catastrophe, so must be properly dealt with anytime it appears in the charts.  The best remedy against the Five Yellow has always been the Five Element Pagoda,   which effectively diffuses it's malignant energies, transforming them into auspicious oppo

Hello 2023!♥  2022 is not a walk in the park, even though we lost a family member, we are still grateful for all the things that happened.   Happy that I was able to spend time with my family and relatives more, especially my cousins from down under was able to travel here in the Philippines after 5 years. Received a lot of blessings in 2022:  Got my first payout from Google Adsense, my Mochi was chosen to be a part of the 50 Most InPawential dogs of 2022.  My online boutique is still in business and on it's 11th turning 12 this year. Wishing for a prosperous and blessed 2023 to all of us. xo, Chiq♥