charmed life♥

I know many of us have received our 13th month pay and Christmas bonuses.  Well just a piece of advice: Don't spend every thing! (Stop being a one-day millionaire this holiday season)  Yes, I know that we want to give gifts to our love ones and friends (ourselves also), but we should always keep in mind that we should save for the rainy days.  On my younger days, I often splurge during this season.  And ends up a "purita" before the new year.  When I bought my own car in 2004, I have learned that I should save or at least open up a business to make that money on hand grow.  Being in the accounting field also taught me how to budget my finances.  Though there are times I go over board and I end up: guilty of spending too much on something not so important.  I know sometimes we should also reward ourselves, but we should always keep in mind that "unexpected" expenses may come any time. (When we least expected it: Like what happened to me last week...

It's been a while since I shared something about Hello Kitty.  Last weekend I was supposed to attend my BFFs Hello Kitty Thanksgiving party at Jollibee in Green Meadows Libis Quezon City. (really excited pa naman)  Unfortunately I was not able to make it because I met an accident on the way to the party.  Luckily I was with my other friend Elin.  It was the first time I have experienced this kind of road mishap.  God is really good! Yes the repair would really cost a fortune (goodbye to my Christmas bonus and 13th month pay this year) but at least we are okay.  I remember what the MMDA enforcer told me "Ok lang yan maám at least po walang nasaktan sa inyo, ang kotse po puede naman ipagawa."  That made me realize that: "Yes, we are lucky!"   Now back to Hello Kitty, so sad that I was not able to make it there but the good thing is my friend Aya saved a Hello Kitty loot for me.  The loot bag comes with a pink pouch with Hello Kitt...

Counting the days before we say Hello to 2015!  I am really excited to share this... As I have said on my previous blog entries that I really love accessories, mainly costume jewelries.  Here are my choices from the upcoming trends for 2015.  Normally, trends during the last quarter of the year continues until the first 2 months or first quarter of the new year.  This quarter we saw padlock charms not only on bracelets but also on necklaces and earrings... Well you can still use them next year. I love arm candies stacking! Expect more of it in 2015.  Chanel introduced its "Slogan" bangles on the Paris Fashion Week for Spring/Summer 2015.  Well I really adore Chanel, because of its elegant and classic pieces.  Costume jewels that will definitely not go out of style. Tory Burch also has a similar bracelet: the Lucia Initial charm bracelet, it's a leather wrap bracelet were you can add charms on it. Actually if you can remember in the early ...

Don't throw your hair conditioner containers right away! I want to share this to all of you.  I don't know if a lot of you also practice this at home.  I am sure, many of us ladies use hair conditioner, I would suggest that you buy those on tubes.  Usually there are leftovers inside the containers that you can still use:  "Sayang" (it's like 2 to 3 uses pa).  Honestly I did not realize that there's still an ample amount of it inside, I only learned about it one time when I ran out of conditioner.  From that time on: I do this before opening a new tube. Things you need are: Pair of scissors and plastic spoon Clean plastic container Hair conditioner on Tube container Actually even if you tried squeezing and pushing it down: there are still leftovers inside.  So what you will do is to cut the tube container at middle and spoon the left over conditioner inside and place it on the plastic container. Do you have also have a tipid...

Photo credit: Fashionishing website Couple of weeks before we say "au revoir" to 2014.  Usually during the last quarter of the year I make it a point to visit sites like Pantone, Fashionishing and other fashion websites to have a sneak peek on the upcoming trends for the coming year.  Well Fashion is really my Passion .  I may be an accountant but arts and fashion is my first love.   Last year's color of the year from Pantone was Radiant Orchid .   This year they released color palettes for Spring/Summer 2015: expect cool, subtle, soft and neutral shades.  So expect the color of the year will somewhat be within these colors.  Aquamarine : they named this as the lead color for the women.  "Airy blue with dreamy feel". Scuba blue : Turquoise! very playful color! (one of my favorite shades of blue very fresh and cool) Lucite Green : the simple way to explain what color is this - Mint! Classic blue : Calming, bu...

Well I rarely try on new things, yes I admit I am not a risk taker. I am super "sigurista" and afraid to try on new products, that is why I seldom do product reviews.  For the past 2 months I have missed my monthly "P" but at 42 I am aware that sooner or later I will be experiencing perimenopause .  I did my assignment and researched about it.  But when I told my cousin about this: she told me I was too young to have early menopause since I'm only 42 and her office mate is already 46 and still have her monthly P.  I was kind of bothered about this, though my older sister had hormonal imbalance when she reached the age of 40.  So maybe it's in our genes, but of course in the back of my mind I am still thinking about it.  Then i read about this FC bio sanitary pads. FC bio sanitary pads is specially formulated with natural herbs its a product from Malaysia now in the Philippines.  At first I am very hesitant to try it, but after the reading the rev...

I never wore flats ever since I started working in the 90's.  I love wearing sky high heels..(5 inches the highest I've tried) which often times my mom would tell me: Aren't you afraid of slipping? ("Hindi ka ba natatakot matalisod?") But as I grow older, oh well when I reached my 40's (two years ago):  (and when) I started experiencing back and leg pains I then realized and told myself "Maybe it's about time, I should limit myself in wearing high heels shoes."  Wearing high heels really helped me boost my confidence, improve my body posture and elongates my legs making it look longer and leaner.  And of course it really goes well with every outfit.  But I am afraid of developing  bunion and hammer toe as well as deformity that may happen to my knee joints.   Honestly, I can't really find the right "flat shoes" or "ballet flats" that will not hurt my leg and feet.  Since I am used in wearing heels it's really h...