charmed life♥

source: Google (ctto) Debt or Utang have destroyed many relationships: family, relatives and even friends.  Who does not have "utang"?  Utang (Debt) is not a bad thing.  Don't get me wrong but there are two (2) kinds of debt : 1) Good debt and 2) Bad debt.  Good debt is money owed that can help build your wealth while the latter (Bad debt) refers to a debt that does not give you big financial outcomes.      Here are some of my tips to have a "Utang" free life: Live within your means - spend less on your lifestyle than the income you earn.  Buy only the things you need not your wants.  If you have extra money from your earnings after setting aside funds for savings, paying off your utilities and debts maybe you can give in to your wants. Honestly, when I was younger I experienced this but later on I have realized that I should save more for my future.  Like getting an upgrade for my 1 year old mobile phone because a new mobile phone ca...

This is a long overdue review.  Mr. Paws Ph is a Pet Grooming Salon and Hotel located in The Grove - Rockwell, Barangay Ugong Pasig city. I first learned about Mr. Paws in January 2021, through Moira dela Torre's Instagram: when I was looking for a grooming salon for Mochi's first haircut.  There are a lot of things I really considered in choosing a pet salon.  My sister had a bad experience with a pet salon near our place because her furbaby died due to a broken skull, and I don't want to experience the same.    Grooming by appointment - Since the Covid-19 cases that time was really high, I really opted to find one that is not crowded.  It's really a plus factor that they don't accept walk-ins.  You need to book an appointment for your furbaby's grooming.  You can book here:  Mr. Paws Ph - Online Booking . Cleanliness -  Aesthetically the salon was at par.  It's clean and they use organic and high quality cleaning products in the s...

When the vloggers in YouTube are waiting for their accounts be monetized.  I am so excited for next month because it's my first Adsense payout.  I started my blog in 2005 but in multiply, but when it closed down I shifted to blogspot in 2012.  I started my Adsense account in June 2020, so after two years I have reached the $100.00 payout threshold.  Kinda long (for a payout),  right?! But it's okay.  I am still grateful for it.  Because most of the creators are all in YouTube.  I am happy that there are still people who find it interesting to read blogs.  What is Google Adsense?  It provides the publishers or content creators to earn money from their online content.  Adsense automatically match your ads based on your contents. I am not yet ready to shift to Vlogging because honestly I am camera shy.  I would rather write and continue sharing things here in my blog at the moment.    Next time, I will share how I signed...

For the past weeks I have been having a hard time to sleep.  (That's one of the reasons why I am MIA lately)  I tried almost all natural remedies and even tried taking antihistamine but no success.  I tried not using my mobile phone after dinner because the blue light restrains the production melatonin, the hormones that controls one's sleep-wake cycle. In one of my visits to Watsons I saw this Vicks' ZzzQuil Natura Sleep, find it kind of interesting to try.  But before purchasing it.  I researched online what comprise or the ingredients of the supplement. The ZzzQuil gummies' active ingredients include: Melatonin, Valerian Root extract, Chamomile Flower extract, Lemon Balm leaf extract, Lavender flower extract.   Directions for use as per package information: To take one to two gummies 30 minutes before bedtime.   I bought one bottle that contains 24 gummies (last Monday), good thing that when I decided to buy one there was a promo for Watso...

Finally launching this new project... after months of thinking, here it is.  For those who does not know Fabulousity by Chiq, it is my online boutique: started selling made to order bracelets, necklaces and headbands in 2010, and then it made a little shift to different kinds of product to suit the needs of my clients.  But I truly miss crafting.  When I had Mochi, there is something in me that is pushing me to relaunch my handmade products.  Not just of humans but also for our beloved pet. In April of last year, I have already opened my pet online boutique on Instagram @fabulouschqpets .  Because I wanted to make pets fabulous as the fur parents, who only wants nothing but the best for their fur babies. Now here is the first collection of Chiquita - Riviére: The Bonbon Collection.  Bonbon means candy in French.  The Collection is inspired by the sweetness and colourful candy balls that you can find in a candy shop.  Made from 20mm high quality be...

When your SSS online account has been blocked because of three (3) invalid attempts don't fret. This entry will help you unlock your account. It happened to me a while ago so why not share what I did to recover my account.  Yes, I forgot that I recently changed my password (as regularly required by SSS), and I did not change the old password recorded in my password organizer.   Here's what I did: Open your SSS online application Click the "Forgot Password" Choose how you want to retrieve your password: there are 2 choices: (1) registered email address and (2) answering security questions If you choose the Registered Email: you will received an email on the email address registered on your SSS account. All you have to do is click on the link to reset your password. When you choose to answer the security question : You will be asked first to type in your SSS number before your can answer the questions.  After that you can now reset your password. Hope this helps. Til n...

It was our first time to go to a pet event.  I brought the 3 boys - my two nephews and our fur baby Mochi.  It was a great experience for the boys.  We seldom go to Bonifacio High Street (truly outside of our comfort zone) - but I really wanted Mochi to meet new dogs and to give the boys their much awaited reward (to have Gelato at Gelatissimo). We weren't able to catch the Pet blessing we came a little late because the parking is full we need to look for a space close to the event. On our way to the event booths we met Mosby (the Golden Retriever), I really adore Momo - groomer mate of Mochi at Mr. Paws.  Momo is the sweetest GR, unfortunately we weren't able to have a photo with him. Our next stop is at the Tiendita Mnl, one of booths I am looking forward in visiting.  They sell dog collars made by indigenous people in Mexico.  All the collars are lovely - the bright colors will surely look good in any pet's fur!  I bought two for Mochi.  It's r...