Wednesday, May 31, 2023

On the Spotlight: Meet the Sanrio Characters - Part 1♥




One of the most read entries here in my blog is the Sanrio characters we miss...  As I have said on my previous blog entry, I've been a Sanrio fan since my grade school days.  This time I would like to feature the other Sanrio characters that you don't regularly see anymore.  So the Gen Z's will be have an idea that these characters exist.  Previously I featured: Tiny Poem and Zashikibuta.  Now let's give the   spotlight to these second batch of Sanrio Characters.


Tuxedo Sam タキシードサム, Takishīdosamu  (real name: Tuxedo Orville Samuel)

He is a boy penguin, who is clumsy and loves food.  This blue penguin with sailor hat and a bow tie was born in May 12th.  He has a great fashion sense and owns 365 bow ties.  He loves shrimps and sardines.  He was created in 1979 by Yumiko Chiba.






Keroppi (けろけろけろっぴ, Kerokerokeroppi)

This frog with big eyes and V mouth was created in 1988 created by Tomoe Iwata.  He is also known as Kero kero keroppi, born in July 10th.  He lives in a house at the edge of the Donut pond.  For those who does not know he was born in triplets to Keroma and Keroppa.  His siblings were Pikki (triplet sister) and Koroppi (triplet brother). He loves  playing with boomerang, baseball and of course swimming.






Badtz Maru  (バッドばつ丸, Baddo Batsu Maru)

This spikey haired male penguin was born in April 1st in Oahu, Hawaii.  He was an American descent and Gorgeous Town was his hometown.  He was created by Hisato Inoue in 1993.  Badtz Maru is known for his different facial expressions and poses: his signature expression was pulling one eye down and sticking out his tongue.  He dreams of becoming "the boss of everything" and loves collecting photos of character actors,  



Pochacco (ポチャッコ, Pochakko)

Created in 1989 by Minoru Onoue.  This male white dog with black floppy ears and no visible mouth loves eating banana ice cream.  He was born in February 29th (leap year) in Brazil (Nightingale Lance).  This sporty and playful boy loves basketball, soccer, skateboarding and riding his motorscooter,  Even though he was born in Brazil, he considers New York City his hometown.


That's all for now friends... Wait for the Part 2 soon. (*wink!)

xo, 
Chiq♥

Wednesday, May 24, 2023

Tips for getting your US Visa Approved♥

source: Google



If you plan to travel in the US you need to apply for a US visa before you can make your dream travel a reality.  Here in the Philippines getting a US Visa is really hard and complicated.  Yes, it is not really easy to get one and we hear a lot of stories of visa application being denied .  Honestly, it really took me a while (years to be exact) to get one because being single is one of the red flags in getting approved.

But after applying and getting approved after my first attempt I realized it's not that hard after all.  I tell you... at first it was nerve wracking but I believe if it's God's will and the timing is right you will surely get it.  

Here is my story.

What's the most important thing to do in filling up the application is providing real information.  They will know if you are not telling the truth.  I filled out the DS-160 form by myself, I just asked a few questions from my cousin who recently got her visa approved. 

Before filling up an application make sure you have the following:
  • Valid Philippine Passport (at least 6 months validity)
  • Recent 2 x 2 photo (digital and hard copy) taken within 6 months from date of application
  • Old Philippine Passport
  • US Address of the person where you will be staying during your trip

Based from my experience, being honest with the information you put on the application form and proving strong ties with home country like having a job that you are obliged to return to or own business gives you more chances of being approved. 

You can also prepare for your proof of financial information, but in my case (even if I brought mine) I was not asked to show any proof or document and those I saw during my interview: I did not see the consular officer asking for any documents.  I think what really matters is the one on one interview between you and the consul.

Practice answering commonly asked visa interview questions, you can search for them on the internet.  At first I was a little nervous (praying as I wait in line - I just said "God if it's Your will.. thy will be done...")  as I stood in front of the consular officer but when he started asking questions my answers just came out naturally.  

source: Google



Here are the questions he asked me:

Consular officer:  "What's the purpose of your travel?" "Where in the US?"
Me: "Tourism and my high school friends are planning for a mini reunion in California."  "I will also be staying with my high school friend in California." 

Consular officer: "How many friends are you meeting?"
Me: "Around 6 to 10 friends."

Consular officer: "Are they all from California?"
Me: "No, some of them are from different states and will be flying to California for the reunion."

Consular officer:  "Are you working?" "Where do you work"
Me: "Yes, I am an employee at a real estate company (mentioned the name of the company.)

Consular officer:  "How long have you been working there?"
Me: "I have been working in the company for 30 years.  It's my first job and I am still working there." 

Consular officer: "That was long."
Me:  "Yes, Sir."

Consular officer:  "What countries have you been to?" 
Me: "For the last 4 years I have been to Japan, Hongkong, Macau and Thailand."

Consular officer: "Are you married?" --- (The most dreaded question..)
Me: "No Sir, I am single."

Consular officer: "Do you have kids?"
Me:  "I don't have kids, Sir.  But I have a dog (he smiled)."  

Consular officer:  "Your Visa is Approved.  Wait for it in a week."
Me:  "Thank you very much.  Have a nice day."

The best phrase to hear that day:  "YOUR VISA IS APPROVED."  

Please note that most of the questions he asked are based on the information in my application.

As I have said earlier that if it's God's will and timing is right you will get it.  It only took me 8 days for the whole process, from the application to the interview - hassle free.

May 9, 2023 : Filled out DS-160 application form, prepared all documents needed such as bank certificates, Income Tax Return form, Certification of employment, had my photo taken at Great Image and requested for a digital copy.  Click on the link to fill out an application for Non-Immigrant Visa : https://www.ustraveldocs.com/ph/

May 10, 2023 : Submitted the US Visa application (on the website), Printed the Visa Confirmation sheet.  Paid the Visa Fee P9,280.00 ($160 x P58.00) at RCBC then printed the Appointment Confirmation Sheet.  

May 11, 2023:  Scheduled the interview appointment by creating an account in the US Visa website. https://www.ustraveldocs.com/ph/  Normally it takes 155 to 160 days of waiting to get a schedule. When I logged in the website and clicked on the Schedule an Interview it says - that the first available interview was May 16, 2023, Tuesday, I entered my Receipt Number.  There are 2 available for 9:45am and 2 for 10:00am.  I chose the 9:45 am schedule.

May 12-15, 2023 : Practiced for the interview, organized my thoughts...  Watched and read information in the internet.  Bought a clear book and plastic envelope to organize the documents I need to bring.

May 16, 2023:  Day of the interview.  I prayed... tried to be calm... prayed and prayed more while I was in line.  (Tidbits: I arrived at around 9:00am at the US Embassy Manila, they will let you in right away.  Just follow the steps there are people there who will assist you.)

***Interview questions and experience may vary.  I was not asked to show any document or proof of anything.  But remember always come prepared. 

May 18, 2023: I received an email from LBC informing me that my Visa/Passport is on the way. 

May 19, 2023: I got my Visa/Passport.  :) 

Here is also a summary of the expenses I incurred for my Visa Application:




If you are planning to apply for a Non immigrant US Visa, I hope this helps.  And I pray that your application will also be approved.

***Update starting June 17, 2023 the US Visa fee is $185.00

xo,
Chiq♥









Wednesday, May 10, 2023

How to compute your Pag-ibig MP2 Savings Dividends♥



Pag ibig fund recently announced that the dividend for MP2 Savings for 2022 is 7.03%.  Did you know how the earnings or dividends are computed?  Honestly, I tried a couple of times finding out how, and  I think this is the right time to share how I computed my yearly dividend.  

I made an Excel sheet formula computation:

Computation for P1,000.00 contribution per month starting January 2020, with dividend rate of 6.12%.

Year 1 

Formula:

Contribution for the month x Dividend factor x Dividend rate = Amount of Dividend month

 
                                    January :    P1,000.00 x 1.00 (12/12) x 6.12% = P61.20
                                    February:   P1,000.00 x 0.92 (11/12) x 6.12% = P56.10
                                    March:       P1,000.00 x 0.83 (10/12) x 6.12% = P51.00
                                    April:         P1,000.00 x 0.75 (9/12) x 6.12% = P45.90
                                    May:          P1,000.00 x 0.67 (8/12) x 6.12% = P40.80
                                    June:          P1,000.000 x 0.58 (7/12) x 6.12% = P35.70
                                    July:           P1,000.00 x 0.50 (6/12) x 6.12% = P30.60
                                    August:      P1,000.00 x 0.42 (5/12) x 6.12% = P25.50
                                    September: P1,000.00 x 0.33 (4/12) x 6.12% = P20.40
                                    October:     P1,000.00 x 0.25 (3/12) x 6.12% = P15.30
                                    November: P1,000.00 x 0.17 (2/12) x 6.12% = P10.20
                                    December: P1,000.00 x 0.08 (1/12) x 6.12% = P5.10


                                Total Contributions for 2020:            P12,000.00
                                Add: Dividend for the year                       397.80
                                                                                           ----------------
                                 Total Accumulated Value 2020         P12,397.80
                                                                                              ======== 
Year 2: Dividend rate of 6%

**For the second year you add the Total  Accumulated Value with the Contribution for the month of January  to compute the dividend for the month.


                                    January :    (P12,397.80 + P1,000.00) x 1.00 (12/12) x 6% = P803.87
                                    February:   P1,000.00 x 0.92 (11/12) x 6% = P55.00
                                    March:       P1,000.00 x 0.83 (10/12) x 6% = P50.00
                                    April:         P1,000.00 x 0.75 (9/12) x 6% = P45.00
                                    May:          P1,000.00 x 0.67 (8/12) x 6% = P40.00
                                    June:          P1,000.000 x 0.58 (7/12) x 6% = P35.00
                                    July:           P1,000.00 x 0.50 (6/12) x 6% = P30.00
                                    August:      P1,000.00 x 0.42 (5/12) x 6% = P25.00
                                    September: P1,000.00 x 0.33 (4/12) x 6% = P20.00
                                    October:     P1,000.00 x 0.25 (3/12) x 6% = P15.00
                                    November: P1,000.00 x 0.17 (2/12) x 6% = P10.00
                                    December: P1,000.00 x 0.08 (1/12) x 6% = P5.00

                                Total Contributions for 2021:            P24,397.80
                                Add: Dividend for the year                    1,133.87
                                                                                           ----------------
                                 Total Accumulated Value 2021         P25,531.67
                                                                                            ========                                

Repeat the computation from Year 2 to 5  by adding the Total Accumulated Value with the Contribution for the beginning of the year (January)

Estimated Dividends earned for the period of 5 years if you contribute P1,000.00 per month:
(Estimated Dividend rate for 2022 : 7.03%, 2023 : 6%, 2024 : 6%)

                                                    2020            P   397.80
                                                    2021              1,133.87
                                                    2022              2,251.83
                                                    2023              2,777.01
                                                    2024              3,663.63
                                                                       --------------
                                            Total                   P10,224.13
                                                                       =========

                    Total contributions  (P1,000.00 x 60 months)            P60,000.00          
                    Add: Total Dividends earned (5 years)                              10,224.13
                                                                                                                    --------------
                    Total                                                                                      P70,224.13
                                                                                                                  =========

Tuesday, May 02, 2023

Review: The Poléne Numero Dix




Recently Poléne has become one of the sought after bags here in the Philippines.  A little background about the brand, it is a top-end leather goods brand based in Paris founded by siblings (two brothers and a sister) in 2016.  According to it's website : their "collections embody confident and classical true line combined fluid and graceful curves."  No wonder their bag designs have beautiful curves.   Before I forget to mention, their bags are handmade in Spain.  The first Poléne bag that became a hit here in the Philippines was their flagship model Numero Uno.  I will try to feature that Numero Uno soon.  Today I will share about the Numero Dix.


Poléne Numero Dix in Taupe



The Numero Dix is an equestrian inspired saddle bag.  This handmade half moon design bag is made from full grain smooth calf leather.  It comes with two adjustable shoulder straps in 106cm and 138cm.   The bag also comes in variety of colors: click the link  https://eng.polene-paris.com/products/numero-dix-monochrome-noir-lisse . 


back of the bag


This zip closure hobo bag have a 100% velvet microfiber lining with one interior pocket.  The interior pocket also have a calf leather piping with brand stamping on it.




The bag is super lightweight, it weighs 350 grams.  It's dimension is 24.5 x 20.5 x 7.5cm. The bag is just a right size and it fits a lot.

As for the price, it was quite affordable, as compared to luxury Parisian leather brands.  The Numero Dix costs at around $500.00 + tax + custom duties.  Approximately this bag costs P30K plus here in the Philippines. 

Until my next bag review loves...

xo,
Chiq♥

PS: interested in this bag send me a message in my online boutique (*wink!)


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