Thursday, December 18, 2014

My Budget wallet♥

I know many of us have received our 13th month pay and Christmas bonuses.  Well just a piece of advice: Don't spend every thing! (Stop being a one-day millionaire this holiday season)  Yes, I know that we want to give gifts to our love ones and friends (ourselves also), but we should always keep in mind that we should save for the rainy days.  On my younger days, I often splurge during this season.  And ends up a "purita" before the new year.  When I bought my own car in 2004, I have learned that I should save or at least open up a business to make that money on hand grow.  Being in the accounting field also taught me how to budget my finances.  Though there are times I go over board and I end up: guilty of spending too much on something not so important.  I know sometimes we should also reward ourselves, but we should always keep in mind that "unexpected" expenses may come any time. (When we least expected it: Like what happened to me last weekend, good thing I have a little savings to cover up for the car repair)

I came up with this budget wallet (few years ago, but I reinvented it: with dividers instead of envelopes):  So I can easily segregate the salary or any monetary benefit I receive.  For savings, meals, gas, transportation/fares, communication or mobile loads, utilities, entertainment and etc.  (Aside from that I also make my own cash flow. *wink!)  But for those not on the accounting / finances field this budget wallet would somehow help you in budgeting. 

Materials needed:
  • Wallet
  • Card board 
  • Pencil
  • Ruler
  • Scotch tape
  • Pair of scissors 
  • Pen or Marker / Computer print out of budget names/titles



Procedure:
  1. Measure the length and width of the wallet;
  2. Draw the measurement of the wallet on the card board. Remember to adjust the size by 1/2" or 1/4" down so it will fit the wallet perfectly;
  3. Cut the cardboard.  This serves as your dividers, make sure you do several pieces;
  4. You can write the name of expense or budget title/name on top of the cardboard divider or you can print and tape it;
  5. When you are finished naming the dividers, you can now insert it inside you wallet.

 Last tip! Open a passbook savings account and try to deposit every month.  Why with passbook? Because if it's an ATM account card you can easily access your money anytime and any where. 

Happy Saving!♥

Wednesday, December 17, 2014

Hello Kitty Loot bag from Jollibee♥

It's been a while since I shared something about Hello Kitty.  Last weekend I was supposed to attend my BFFs Hello Kitty Thanksgiving party at Jollibee in Green Meadows Libis Quezon City. (really excited pa naman)  Unfortunately I was not able to make it because I met an accident on the way to the party.  Luckily I was with my other friend Elin.  It was the first time I have experienced this kind of road mishap.  God is really good! Yes the repair would really cost a fortune (goodbye to my Christmas bonus and 13th month pay this year) but at least we are okay.  I remember what the MMDA enforcer told me "Ok lang yan maám at least po walang nasaktan sa inyo, ang kotse po puede naman ipagawa."  That made me realize that: "Yes, we are lucky!"  

Now back to Hello Kitty, so sad that I was not able to make it there but the good thing is my friend Aya saved a Hello Kitty loot for me. 

The loot bag comes with a pink pouch with Hello Kitty print. What's inside the bag? A tumbler, pink spoon and fork, small towel and a plate.  


Thanks for this Aya! Truly appreciate that you save this for me.  To the Manong MMDA: Salamat po!

Lesson learned:  Even if you are careful with your driving there are a lot of wreckless drivers on the road.  We should always say a prayer before we hit the road. (that saved us!Amen..)  Take care all! ♥

Wednesday, December 03, 2014

Costume Jewels for 2015♥

Counting the days before we say Hello to 2015!  I am really excited to share this... As I have said on my previous blog entries that I really love accessories, mainly costume jewelries.  Here are my choices from the upcoming trends for 2015.  Normally, trends during the last quarter of the year continues until the first 2 months or first quarter of the new year.  This quarter we saw padlock charms not only on bracelets but also on necklaces and earrings... Well you can still use them next year.

I love arm candies stacking! Expect more of it in 2015.  Chanel introduced its "Slogan" bangles on the Paris Fashion Week for Spring/Summer 2015.  Well I really adore Chanel, because of its elegant and classic pieces.  Costume jewels that will definitely not go out of style.

Tory Burch also has a similar bracelet: the Lucia Initial charm bracelet, it's a leather wrap bracelet were you can add charms on it.

Actually if you can remember in the early part of this year, Lanvin came up with it's "Statement" necklaces: "Love", "Happy" and etc.






Gold chain necklace layering, so there will be more stacking, piling and layering of accessories next year..

Moschino models paraded on the runway wearing layers of gold chain necklaces and bracelets.






Lacquer cuffs: this was Celine's take on the resin cuff of Chanel.  Chanel resin cuff bracelets comes with it's iconic cc signature logo. But of course Celine is known for it's minimalist designs. 










XXL necklaces was really eye-catching!  Very bold and versatile.  Versatile? Yes, because you can wear them on any outfit. 

Chunky chain large necklaces find them here at Fabulousity by Chiq♥ 







The mix match earrings by Dior.  Dior is really in for mix match pieces like their ever popular Mise en Dior Tribal earrings that became a worldwide craze this year.  Well I am not that crazy about earrings. Actually I cannot wear those that are not real gold, I get rashes on my ears.  That is why I don't really opt for costume earrings.  :(  I remember I asked my jeweler to custom made a Chanel earrings that I really like.  (Dangling pearl earrings with cc logo).




Rings Stack... no more statement or huge cocktail rings for next year.  Small, cutie rings for each finger.  Need to keep my cocktail rings for this year... I just don't think this kind of ring trend will be viable to me.








Accessories are like icing to your outfit.  But of course the rule is "Don't OVER-ACCESSORIZE!"   Wearing accessories are also age appropriate, don't just wear anything you want.  Don't be like a walking jewelry box or Christmas tree.  

Quick tips: On buying your costume jewelries or accessories always go for: Classic and versatile pieces. And always take care of them to retain its gorgeous appearance Costume jewelries TLC♥

Photo credits: Google, Style.com

Tuesday, December 02, 2014

Tipid tips: Hair conditioner♥

Don't throw your hair conditioner containers right away!
I want to share this to all of you.  I don't know if a lot of you also practice this at home.  I am sure, many of us ladies use hair conditioner, I would suggest that you buy those on tubes.  Usually there are leftovers inside the containers that you can still use:  "Sayang" (it's like 2 to 3 uses pa).  Honestly I did not realize that there's still an ample amount of it inside, I only learned about it one time when I ran out of conditioner.  From that time on: I do this before opening a new tube.

Things you need are:

Pair of scissors and plastic spoon
Clean plastic container
Hair conditioner on Tube container
Actually even if you tried squeezing and pushing it down: there are still leftovers inside.  So what you will do is to cut the tube container at middle and spoon the left over conditioner inside and place it on the plastic container.

Do you have also have a tipid tip to share?

Friday, November 28, 2014

Colors for Spring/Summer 2015♥

Photo credit: Fashionishing website
Couple of weeks before we say "au revoir" to 2014.  Usually during the last quarter of the year I make it a point to visit sites like Pantone, Fashionishing and other fashion websites to have a sneak peek on the upcoming trends for the coming year.  Well Fashion is really my Passion.  I may be an accountant but arts and fashion is my first love.  

Last year's color of the year from Pantone was Radiant Orchid.  

This year they released color palettes for Spring/Summer 2015: expect cool, subtle, soft and neutral shades.  So expect the color of the year will somewhat be within these colors. 



  • Aquamarine : they named this as the lead color for the women.  "Airy blue with dreamy feel".
  • Scuba blue : Turquoise! very playful color! (one of my favorite shades of blue very fresh and cool)
  • Lucite Green : the simple way to explain what color is this - Mint!
  • Classic blue : Calming, but also considered as a strong and reliable color (so expect denims in the next season)
  • Toasted Almond : Tanned or sun-tanned very neutral. Gives perfect spring and summer feel.
  • Strawberry ice : Sweet, tasty and tasteful... this color is very appealing to me because I love Pink!♥
  • Tangerine : Fun-loving and this shade will always make you smile. Tangy and a happy shade.
  • Custard : Delicious and delightful yellow. Gives sweet, sunny and a very cheerful tone.
  • Marsala : "Red Brown" natural earthiness.
  • Glacier gray : Timeless shade, peaceful and relaxing..
Well my personal take on the color of the year 2015... for me i think it's within the shades of blue. (hope i'll get it again this time)  Because last year and in 2012 my choices were Violet and Green, and the colors were within the shade of what became that year's color (Radiant orchid in 2013 and Emerald green in 2012)

Now if you're going Christmas shopping this will guide you on what colors or shades to get or you may now check your closets and baul (chest) and look for outfits that you can reuse for the coming year!

Credit: Pantone for the color trends for Spring / Summer 2015

Thursday, November 27, 2014

Review: FC bio sanitary pads♥

Well I rarely try on new things, yes I admit I am not a risk taker. I am super "sigurista" and afraid to try on new products, that is why I seldom do product reviews.  For the past 2 months I have missed my monthly "P" but at 42 I am aware that sooner or later I will be experiencing perimenopause.  I did my assignment and researched about it.  But when I told my cousin about this: she told me I was too young to have early menopause since I'm only 42 and her office mate is already 46 and still have her monthly P.  I was kind of bothered about this, though my older sister had hormonal imbalance when she reached the age of 40.  So maybe it's in our genes, but of course in the back of my mind I am still thinking about it.  Then i read about this FC bio sanitary pads.

FC bio sanitary pads is specially formulated with natural herbs its a product from Malaysia now in the Philippines.  At first I am very hesitant to try it, but after the reading the reviews I told myself why not give it a try. (it's FDA approved)

According to the reviews I read: FC relieves menstrual pain and regulates menstrual cycle. It's deodorized, and have anti-bacterial properties which prevents infections, improves uterus contractions and enhances our immune system.  

So I ordered FC bio sanitary pantyliners online:  P190.00 for 20 pads.  It's 100% cotton layer and herbal scented (16cm pad), you can really smell the natural herbs on it.  I used my first liner last Monday: it's has a fresh, minty feel (cooling) down there.  Tuesday my day#2: in the afternoon: to my surprise I got my first menstrual flow after 2 months. (What a relief!)

Will I recommend this? Definitely YES!

From what I read online about this if you have on of these problems: FC bio sanitary pad is the answer.  
Which One Is Your Problem ?? Dysmenorrhoea Yellow Discharge Leukorrhea Irregular Menstrual Cycle Menstrual Pain Itchiness Infection Trichomoniasis Red Rashes Genital Warts Bad Odor Discharge Blood Clot Edometriosis

Make Money at : http://bit.ly/copy_win
Which One Is Your Problem ?? Dysmenorrhoea Yellow Discharge Leukorrhea Irregular Menstrual Cycle Menstrual Pain Itchiness Infection Trichomoniasis Red Rashes Genital Warts Bad Odor Discharge Blood Clot Edometriosis

Make Money at : http://bit.ly/copy_win
Which One Is Your Problem ?? Dysmenorrhoea Yellow Discharge Leukorrhea Irregular Menstrual Cycle Menstrual Pain Itchiness Infection Trichomoniasis Red Rashes Genital Warts Bad Odor Discharge Blood Clot Edometriosis

Make Money at : http://bit.ly/copy_w
Which One Is Your Problem ?? Dysmenorrhoea Yellow Discharge Leukorrhea Irregular Menstrual Cycle Menstrual Pain Itchiness Infection Trichomoniasis Red Rashes Genital Warts Bad Odor Discharge Blood Clot Edometriosis

Make Money at : http://bit.ly/copy_win

FC bio sanitary pads is also available in: Day use (24.5cm with wings) and Night use (30cm with winge) sanitary pads.


Tuesday, November 25, 2014

Ballet flats for me (at last)♥

I never wore flats ever since I started working in the 90's.  I love wearing sky high heels..(5 inches the highest I've tried) which often times my mom would tell me: Aren't you afraid of slipping? ("Hindi ka ba natatakot matalisod?") But as I grow older, oh well when I reached my 40's (two years ago):  (and when) I started experiencing back and leg pains I then realized and told myself "Maybe it's about time, I should limit myself in wearing high heels shoes."  Wearing high heels really helped me boost my confidence, improve my body posture and elongates my legs making it look longer and leaner.  And of course it really goes well with every outfit.  But I am afraid of developing bunion and hammer toe as well as deformity that may happen to my knee joints.  

Honestly, I can't really find the right "flat shoes" or "ballet flats" that will not hurt my leg and feet.  Since I am used in wearing heels it's really hard to shift from high heels to flat shoes.  And at the same time since I am a size 8 with wide feet I really don't like my feet looking like a "barko" (ship) which my Tita used to tell me (that is for having a wide feet).

Searching for the right one: Well I tried a lot of brands from high ends like Tory Burch and MK's to our local shoe brands (Janylin, Rusty Lopez, Primadonna). Found TB's Caroline flats very enticing but it's quite expensive Php12,250.00 at Rustan's department store (but of course that will still form part of my wish list).

On one of my malling days at Edsa Shang-rila: we went to CMG to look for a low cut boots for my niece,   there are a couple of ballet flats displayed:  so I tried on their foldable ballet flats...

CMG foldable flats in navy blue comes with a cute orange box

And next was history! (*wink) I totally LOVED it!♥  It's soft, lightweight and gorgeous. (Most importantly I fits my feet well without looking like a "barko" ...ahahaha)  It comes in variety of colors: Black, Royal blue, Navy blue, Silver, Gold, Red, Nude, Brown) and costs Php1,999.00.  It's not bad anymore as compared to the high end brands : It's stylish but definitely comfortable to wear.  Actually I bought 2 pairs the black and navy blue.  :)
Comfy and soft insole and elastic trim

Rubber soles

Happy feet!  Happy me! ♥

Tuesday, November 18, 2014

Fabchq LookBook for Holiday 2014♥

My holiday style bets for 2014.  I have not updated my lookbook for quite a while.  Here are my last style hoorrah before the year ends. 

Preppy

Checks

Vampy baby doll

Holiday floral

Monday, November 17, 2014

P&P Holiday 2014 Preview♥


Two reasons why I wanted to go to the Holiday preview of Plains & Prints:
  1. To be the first to have the holiday dress that I am eyeing for; and
  2. Avail their new partnership card. 
I made it yesterday at Shang-rila Mall!  Got the Iman dress, glad they still have my size (I'm a medium).  Traffic was worse: from our place going to Ortigas, but it's worth it! 


More reds, orange, blues on the clothes racks... The dress comes with the usual P&P box, but for this Holiday season it was designed by one the country's well-known designer Rhett Eala which was also a part of their creative team (in line with their 20th anniversary on 2015).  I also got a couple of perks yesterday, aside from the complimentary cupcakes and bottled water for the shoppers: I also received a 2015 Limited edition desk calendar and of course "Partnership card"

P&P Partnership card:

 This replaces their Prestige discount card: on which you get 10% for all cash / 5% for credit card purchases.  They call it as the new "Partnership card": how it work?  It's a points earning card (though for me I wanted the old one since I get the 10% discount right away) like the SM advantage, FSP card of Rustans & etc.  For every purchase: you get 10% of the value of the item you buy - That goes to your e-purse which you can use on your next purchase as a discount or you can accumulate it to buy any of their products.  

Example: If you purchase the Iman dress which costs P1,798.00 you don't get a discount but 10% of the amount i.e., P179.80 goes to your e-purse which you can use on your next purchase.  

How to avail? : It's free during the Preview they will just replace your old discount card (No minimum amount of purchase).  But according to the sales staff after the Preview there will be a minimum purchase required to all Prestige cardholders and non-cardholders.   

P&P 2015 Limited edition packaging, partnership card & 2015 calendar

Saturday, November 15, 2014

Tropical mood♥


Today's muse: 

Tropical mood!

Wearing my Inca Priestess Bauble bar necklace for the first time.  Got a lot of compliments.. I'm so happy!
Wore it with Mango top, Stradvarius jacket and Guess denim jeans.
 

Pope Francis visits Manila in 2015♥

Photo from Google

It's all over the news!  His Holiness is coming to Manila on January 2015.  What makes it very special? He's arriving on my birthday! (January 15: exactly 60 days from today).  This event will be memorable not only to me but also to all the Catholics here in the Philippines. 

Birthday wish: to be able to see him in person.  I didn't have the chance to see (in person) Pope John II on his Manila visits because I don't have the means... but I watched almost all the coverages of his visit on television.  I hope this time I will have a glimpse of Pope Francis. (extra na If i could bless his hand: super wish!)

Vatican also released his itinerary:

January 15, 2015  : Arrival at NAIA at 5pm;
January 16, 2015 : Pope Francis will be officially welcomed by President Aquino at Malacañan Palace, followed by a meeting with diplomatic corps.; Mass at the Manila Cathedral after his Malacañan visit and the proceeds to Mall of Asia for an encounter with families;
January 17, 2015 : Visits the Yolanda survivors: Tacloban city and Palo Leyte;
January 18, 2015 : Meeting the young people at UST, then he will go to Luneta park for this concluding Mass;
January 19, 2015 : Departure of Pope for Rome

To get more information regarding the Pope's visit in Manila you may visit this website: Papal Visit Philippines

Thursday, November 13, 2014

P&P Holiday 2014 preview♥


So happy! They will also have it at Shangrila Mall.  And it's happening tomorrow! 

I was not able to make it last week at their preview in Trinoma.  I am excited to see some of the new holiday dresses that Plains and Prints is offering this year.  I have visited their Sta. Lucia Branch to browse their catalogue.  Loving the Shanghai maxi dresses, Iman dress one Anne is wearing on the photo above and Hanna SL dress.  




Wednesday, November 12, 2014

Taste of Christmas♥


It's finally back!  Starbucks holiday drinks... I missed you so much "Peppermint Mocha" frapuccino.  And my journey to their 2015 Planner begins today.  I don't know why I am so drawn on collecting planners. (Not necessarily Starbucks) But I started my Starbucks planner collection back in 2008 now I have 7 Starbucks planners (plus Hello Kitty and others). And I don't actually use or write on them, I just want to see them piled together on my book shelf.

Taste of Christmas: I love peppermint! It's refreshing taste...(mmmm) Remember the white and red (swirl) candies every Christmas?  It's minty and sweet.  Truly something I always look forward to, in my younger days.  Since my parents really don't allow us eating sweets... Christmas is an exception. (*wink!)  

Peppermint mocha: Crushed peppermint candy sprinkled on top of the mocha frapuccino: at P170.00 for a tall size.  Their other holiday drinks are: Toffee nut latte, Christmas cookie latte.

So it's sticker #1 for me for the holiday drinks... and a lot more to go! (Good luck to me!)


Thursday, October 23, 2014

My first Bauble♥

I just can't remember the time when I learned about Bauble bar accessories haven in the USA.  All I know is that I have read this accessories boutique from Ms. Daphne's blog.  I visited their site and saw tons of gorgeous pieces.  I tried ordering from their online store but unfortunately they don't accept credit cards outside the US and they don't ship in the Philippines.  (I even messaged them to inquire and they were very accommodating and answered all my queries.)  But luckily I have a friend who resides in the US and was kind enough to purchase it for me (Thanks Aya!).  And last month I got a hold of my first Bauble necklace. 

Inca Priestess necklace in Hot pink and Mint
It was love at first sight when I saw this necklace online!  From $43usd I got this baby for only $18usd, really a good buy!

The necklace came: neatly wrapped with black and white tissue paper inside a black cloth pouch with Bauble bar print. I was so excited to open it!

Packaging with care instructions
 Here's my new baby: Inca Priestess necklace in Hot pink and Mint.  Made from high quality materials I am really impressed on how it looked! It was so fabulous! I love it!♥



Monday, October 20, 2014

Let your arm candies do the talking!♥

Here are some style tips on wearing your wrist wears!  I love mixing, stacking or piling bracelets and bangles together... 

Gold + gems + orange

Resin + Metal

Mixing 2 tones: Silver + Gold

Silver + Turquoise accent

 On adding bracelets or bangles to your watch, better to invest on a two-tone watch because you can wear your silver and gold accessories with it!



Of course nothing beats wearing same tone timepiece and arm candies..



Enjoy and Happy styling!♥

For more accessories styling tips follow me on Instagram @fabulouschq or #stylingbychiq / #fabchqlookbook

Wednesday, October 01, 2014

Hello October♥


Thank you for a wonderful month September, see you next year!  Now let's welcome October:  here's wishing for a productive and fruitful month ahead.  (No calamities please...)  Well now we can safely say that Christmas is just around the corner... Though last month (start of the "BER" months) Christmas songs are played over the radio, we can find Christmas decors on malls and stores...  But this month is really the kick-off of every thing!  

I already have a few decors placed at home last month... This weekend will be a very busy one for me... unboxing all our decors... Good thing that it's a holiday on Monday.  

Who's not excited for Christmas?

Monday, September 15, 2014

MK & LOVE♥

Here's what I am wearing today! MK 5635 Camille Chronograph watch (42mm) and Cartier Love bangle in gold: they really complement each other.  I'm not really a watch person, but when I saw this MK watch I fell in love with it right away.  Totally "tiis ganda" for having a tiny wrist: it's kinda heavy, but I love the big face!

Tuesday, September 02, 2014

Hello Kitty Cafe Ph♥

Last Sunday (August 31, 2014) I accompanied my nephew at the Toy Expo 2014 held at SMX Convention Center at the Mall of Asia.  I am extremely excited...Why? Because of the Hello Kitty Cafe located inside the Hello Kitty booth.   I remember going to SM Mega mall years back just to dine in that super cute cafeteria!  Hoping that they'll bring it back. 


So what's on the Menu: 
Sandwiches garnished with cute Hello Kitty face, Spaghetti Bolognese and carbonara, Chicken Teriyaki, Waffle and pancakes.  Price ranges from P200.00 and up.

Sweets galore!!!♥
Sanrio cupcakes♥
Cupcakes are sold P110.00 each but they also offer box of 6 at P570.00

Donut gallery♥
Donuts at P50.00 to P60.00 each

They also serve: Iced tea, lemonade and coffee.

I was not able to wait for the meet and greet with Hello Kitty.  But I got cutie badges as a giveaway when I bought cupcakes and donuts.





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